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All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:MY WIFE IS CURRENTLY PREGNANT AND IM TRYING TO LOOK FOR AN INSURANCE THAT WOULD COVER HER CHECK UPS AND DELIVERY. SHE HAS A CR1 IMMIGRANT VISA AND WILL BE STAYING HERE WITH ME FOR GOOD. IS THERE ANY INSURANCE THAT CAN COVER THAT FOR HER WHILE I WAIT TO HAVE HER IN MY OWN INSURANCE POLICY?

A:
Unfortunately there are no short term insurance plans available that can cover maternity for new immigrants, the most that is available is complications of pregnancy coverage. Pregnancy in Travel insurance: /us-visitor-insurance-for-pregnancy-coverage/
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Q:Hi. I am looking for insurance for my wife who is a J2 visa holder. Do you have any insurance plan which is meet with the following requirements. UC San Diego Division of Extended Studies medical insurance is required. In some cases, students can provide proof of their own insurance if it meets the following requirements Plan must be Affordable Care Act (ACA) compliantAt least 500,000 per accident or illness, no annual or lifetime maximums At least 25,000 repatriation of remains coverageAt least 100,000 medical evacuation coverageMaximum deductible of 100 per personper policy year innetwork, 200 per personper policy year outofnetworkUnlimited preexisting condition coverage and mental health coverage, no appointment maximumPrescription copays not to exceed 506,350 per person 12,700 per family outofpocket maximumMaximum 100 for ER copay, Maximum 20 for Urgent Care or other visitsInsurance company must be billed directly (cannot accept reimbursementbased plans)Insurance company must have an Englishspeaking claims representative based in the U.S. Insurance company must cover medical services for injury from participation in all types of recreational activitiessports.

A:
Unfortunately we have no plans that are Affordable care act compliant. those plans are only available though your school unless already provided by another sponsoring organization, If you have questions or concerns feel free to contact us.
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Q:What are the in network providers under my plan in fremont?

A:
You can find the list of doctors in your my Account. Be advised some plans do not have a network. you can go to any provider you'd like. MyAccount:/myaccount/
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Q:How much is the maximum amount that I have to pay for wellness visit if I have one wellness visit in my insurance plan.

A:
The amount will vary based on your location currently our only plan with the One wellness visit benefit will only pay the first $125 and you will be responsible for the remainder. One wellness visit: /safe-travel-insurance/wellness-visit/
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Q:my parents are 97 and 90, if they got sick or died I would cancel my trip, would AirBnB travel insurance refund my AirBnB rental amount?

A:
If you have trip cancelation insurance you would be refunded for all of your pre-paid non refundable trip costs for that trip.
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Q:Which plan covers pre-exiting condition for my father who is born on 15 -AUG-1945, he will 79 years on 15th aug 2025. Will be qualify for any plan since plan says 80 years?. Also which plan offers pre-existing conditions?

A:
The visitors protect includes coverage for pre-existing conditions. the plan is available as long as its purchased before arriving in the US. Visitors protect: /visitors-protect-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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